You must be at least 18 years old and legally able to enter into binding agreements to use this Website. If you are under 18, please seek consent from a parent or guardian before using any resources here.

User Responsibilities

Every user plays a part in maintaining a respectful and secure website. The following responsibilities ensure a positive experience for all visitors.

• •

  Users are responsible for their own actions and decisions when using the Website and its routines. Take care to verify any information before relying on it.

• •

  Keep your login details, if any, confidential. Do not share access to your account or personal data with others to maintain your privacy and security.

• •

  Respect the rights of others when submitting content or feedback to the Website. Only share information or materials you have the right to use.

• •

  If you notice suspicious activity or a security concern, notify us immediately so we can address the issue and keep all users protected.

Key Definitions

To keep things clear, we use a few terms throughout these Terms and Conditions. Understanding these will help you use the Website confidently and responsibly.

To keep the Website a safe and reliable resource for all users, certain activities are not allowed. Please review these restrictions and use the site responsibly.

• •

  You may not use the Website for illegal, harmful, or fraudulent purposes. Activities that violate laws, infringe on others’ rights, or disrupt service are strictly forbidden.

• •

  Automated data collection, scraping, or unauthorized access to the Website’s systems or data is not permitted. Respect our digital infrastructure and other users’ privacy.

• •

  You must not attempt to interfere with the normal operation, security, or accessibility of the Website, nor transmit viruses, malware, or harmful content.

• •

  Commercial use of the Website’s content, tools, or routines without express permission from cormavelia.sbs is prohibited. This includes reproducing or selling content for profit.

• •

  You may not misrepresent yourself or impersonate others when using the Website, nor use misleading information in any submissions or communications.

Intellectual Property

All content, designs, routines, and materials on this Website are owned by cormavelia.sbs or used with permission. Reproducing, distributing, or modifying any content without prior written approval is prohibited.

User Content

If you share feedback, suggestions, or other content on the Website, you grant cormavelia.sbs a non-exclusive right to use, reproduce, or display it as needed to improve our services. Do not submit content you wish to keep confidential.

Privacy Protection

Your privacy is important to us. We handle your personal data according to our privacy policy and take steps to keep your information secure. For details, please see our full policy.

View our privacy policy

Have you ever wondered if advice on a website fits your unique situation? Everything on cormavelia.sbs is for general guidance. We cannot guarantee every detail is up-to-date, complete, or suitable for all users. Please use your own judgment or seek professional advice before making financial decisions.

Limitation of Liability

Cormavelia.com is not responsible for any losses, damages, or inconveniences arising from your use of the Website or reliance on its content. Use all routines and information at your own discretion.

Indemnification

You agree to indemnify and hold harmless cormavelia.sbs and its team from any claims, losses, or damages resulting from your violation of these Terms or misuse of the Website.

Dispute Arbitration

If any dispute arises that cannot be resolved informally, it may be referred to arbitration under the rules of the Malaysian Arbitration Act. This process aims to find a fair and efficient resolution for both parties.

Arbitration is not mandatory. You may still access legal remedies through the courts if arbitration is not preferred or is unsuccessful.

EU Online Dispute Resolution

If you are located in the EU, you may be able to use the European Online Dispute Resolution (ODR) platform to help resolve any issues. However, Malaysian law and jurisdiction will still apply.

Learn more about ODR

Governing Law

These Terms and Conditions are governed by the laws of Malaysia. Any use of the website or disputes arising from it will be subject to Malaysian legal requirements. Users from other countries should review local laws before proceeding.

Termination of Use

Cormavelia.com reserves the right to terminate or suspend access to the Website at any time if these Terms are violated. This may include removal of content or disabling features as needed to protect our service and users.

Changes and Updates

We may revise these Terms and Conditions as Malaysian laws or our internal practices evolve. Changes take effect immediately when posted. Please review this page regularly to stay updated on your rights and obligations.

Severability

If any part of these Terms is found invalid or unenforceable under Malaysian law, the remaining sections will remain in effect and enforceable to the fullest extent allowed.

Entire Agreement

These Terms and Conditions represent the entire agreement between you and cormavelia.sbs regarding use of the Website. They replace all previous agreements or communications, whether written or spoken, about these subjects.

Contact Us

Questions about these Terms and Conditions, our approach, or your rights? Reach out to our team by phone or email for guidance or clarification. We value your feedback and strive for transparency.